Welcome to The Remote Advantage

For decades, the “American Dream” meant leaving everything behind to start a new life in the United States. But what if that dream has changed?

In the first episode of The Remote Advantage, we dive into a powerful shift that’s transforming lives across Latin America: remote work is making it possible to build global careers without crossing borders. More people than ever are choosing to stay rooted in their culture and communities — while earning in USD from companies based in the U.S.

But while remote work has become easier, paying remote talent in LATAM is still stuck in the past: delays, high fees, compliance headaches, and outdated infrastructure. This is exactly what MiDi set out to solve.

The New American Dream: Living in LATAM, Getting Paid in USD

In this episode, Roberto speaks with Marcelino Viosa, the visionary behind MiDi, a platform designed to help U.S. companies pay their LATAM teams in USD — quickly, transparently, and without friction.

Together, they explore why the idea of the American dream has evolved. Today’s dream is about freedom — the freedom to choose where to live, how to work, and how to access your money.

“Most of the population still doesn’t have access to safe banking infrastructure,” Marcelino explains. “We’re building the missing piece — so millions of people in LATAM can participate in the global economy.”

Why Paying Remote Talent in LATAM Is Still So Broken

Despite massive progress in hiring, paying contractors in Latin America is still a major operational burden for many companies. As Marcelino puts it, “You didn’t sign up to be a currency broker. You just want your people paid — on time, in full, and without drama.”

Here are some of the most common pain points:

• Manual spreadsheets and one-by-one transfers
• Unpredictable FX rates and hidden bank fees
• Long delays — sometimes 3 to 5 days
• Compliance friction with banks asking for contracts and justifications
• No clear ownership of the entire payout process

Most legacy solutions weren’t built for distributed teams or the rise of remote-first companies hiring across borders.

Why MiDi Works Differently

MiDi was built specifically to fix these issues. Instead of managing dozens of payments every month, U.S. companies using MiDi just send one USD payment — and MiDi handles the rest.

For your business:

• One monthly USD payment — all contractors paid across LATAM
• No hidden FX fees or conversion surprises
• Real-time dashboards, Slack/email alerts
• Instant ERP exports and audit-ready reporting

For your team:

• USD accounts and visibility from day one
• Visa cards (physical and virtual) to spend anywhere
• Fast payouts (30 minutes to 4 hours)
• Peace of mind and financial control

And yes — all of this is possible without needing to open a local entity in LATAM.

Why LATAM Became the Hub for Remote Talent

The world used to look toward India and Southeast Asia for offshore talent. Now, Latin America is booming — and there are clear reasons why:

• Shared time zones with the U.S.
• Highly educated, bilingual talent
• Lower cost of living and higher retention
• Increasing digital infrastructure across the region

As Marcelino notes, “There’s real quality of life in Latin America. People can work remotely and still live near family, in a culture they love — without giving up on a global career.”

Cross-Border Payroll Without the Headaches

Traditional cross-border payments aren’t just slow — they’re not built for scale. Banks charge per transfer, treat every contractor like a vendor, and escalate compliance red flags.

MiDi fixes this by working with Banco San Juan Internacional, giving users full access to banking infrastructure — while MiDi manages the last-mile distribution and user experience.

That means:

• Companies get consolidated control over all LATAM payouts
• Contractors receive their USD fast, with no extra steps
• Everyone works with financial infrastructure that’s transparent and reliable

What’s Coming Next for Remote Teams in LATAM?

In the next 5 to 10 years, the remote workforce in LATAM is only going to grow. Infrastructure, financial access, and hiring platforms are improving fast — but the missing link remains: a better way to get paid.

MiDi isn’t just about solving payroll. It’s about unlocking:

• Access to international investment tools
• Global insurance options
• Borderless accounts with full control
• And eventually, a new financial identity for the remote generation

Ready to Fix Payments for Your LATAM Team?

If you’re hiring freelancers, engineers, or remote collaborators in Colombia, Mexico, Argentina or anywhere in Latin America — and you’re tired of dealing with late wires, high fees, and operational chaos — MiDi is your answer.

Book a discovery call now to see how MiDi can transform your payroll operations.

👉 Schedule your call